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Fee Schedule

Effective January 1, 2011

Membership Fee $5.00
Account Reinstatement Fee $25.00
Account Verification Fee $10.00
ACH Origination Fee $20.00
ATM Transaction Fee (for non CCCU ATM's) $1.00
Cashiers Check Fee $5.00
Certificate Early Withdrawal Fee 6 Months Interest
Check Cashing Fee / Hundred $3.00
Check Copy Fee $5.00
Closed Account Transfer Fee $25.00
Close Account Prior to 6 Months Fee $25.00
Coin Fee 5%
Collection Item Fee $29.00
Courtesy Pay Fee $29.00
Credit Union Check Copy Fee $10.00
CU Service Center Fee (per day)* $3.50
Duplicate Statement Fee (Current Month) $5.00
Duplicate Statement Fee (Year) $10.00
Early Withdrawal (Club Accounts) $15.00
Electronic Clearing NSF Fee $29.00
Empty Envelope in ATM $50.00
Express Service Fee $35.00
Fax - Incoming Fee $1.00
Fax - Outgoing Fee $2.00
Foreign Conversion Visa 1%
Inactive Account Fee / Year $25.00
Inactive Bill Pay Fee/Month
Insufficient Funds Fee $29.00
IRA Account Closing Fee $30.00
IRA Account Opening Fee $25.00
IRA Annual Fee* $10.00
IRA Transfer Fee $50.00
IRA Withdrawal Fee $10.00
Legal Processing Fee $50.00
Loan Application Fee $10.00
Loan Closing Fee $25.00
Loan Coupon Book
Loan Late Fee $15.00
Loan Maint Fee $35.00
Loan Payoff Fax Information
Loan Transfer Fee per Loan
Mailed Receipts
Merchants Sales Slips Copies Fee $25.00
Money Market Checking (below minimum balance) $10.00/Month
Money Order Fee $2.00
Monthly Statement Fee
Non Member Check Cashing Fee
Notary Fee - Non Member $5.00
Paid Overdraft Fee $29.00
Payment over Phone by Credit Card Fee $5.00
PIN # Reissue Fee $5.00
Reconcilement Fee (per hour) $25.00
Refinance Existing Loan W/CU 1% or $100.00
Replacement Card Fee $15.00
Research of Account Fee / Hour $25.00
Returned Mail Fee (per month) $8.00
Savings Withdrawal Fee $5.00 (After 3 withdrawals per month)
Share Draft Fee / Month * $5.00
Stop Payment CU Check Fee $29.00
Stop Payment Fee $29.00
Stop Payment Series Checks Fee $50.00
Subordination Agreement $250.00
Teller Check Fee (per check) $5.00
Temporary Checks Fee $2.50 per page
Uncollected Funds Fee $29.00
Verification of Deposit
Visa Adjustment Fee/Per Item
Visa Annual Fee* $25.00
Visa Chargeback/Per Item
Visa Emergency Card Issue   
Visa Gift Cards $2.50
Visa Express Card Fee $35.00
Visa Late Fee $15.00
Visa NSF Fee $25.00
Visa Over Limit Fee $25.00
Visa Replacement Card Fee $15.00
Western Union Fee $40.00
Wire Fee - Outgoing Domestic $40.00
Wire Fee - Outgoing International $50.00
* "Choice Manager, Choice Advantage & Choice Investors" do not pay a fee for these services and only pay 1/2 of the Wire Fees. Additional third party fees may exist.
     
     
This credit union is federally insured by the National Credit Union Administration.
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